We also appraise for:
Who do we appraise for?
Insurance
Have you had a car accident, flood, fire or some other insured loss in your home or business and you are unhappy with the settlement offered by your insurance company?
Please contact the Personal Property Appraisal Group to determine if your personal property was appraised accurately.
Insurance Appraisals- there are two types of Insurance appraisals:
Pre-Loss Insurance Appraisals- this type of appraisal is most often done for classic and specialty vehicles, art, collectibles, antiques and other unique items found in your home or business. Our clients have their items appraised as part of the process to gain insurance coverage for their items. Most often, this type of appraisal will allow the insurance company and their client to come to an agreement as to the value of a particular vehicle or item before a loss occurs. If the item is lost or damaged, the insurance company and the owner of the item already know the value of the item(s). We recommend re-appraising your items every three to five years or whenever you believe that your item has increased in value and you would like correspondingly increased insurance coverage.
Post-Loss Insurance Appraisals- also called After-Loss Insurance Appraisals. This type of appraisal applies to all items. Examples include; appraising a car after it has been in an accident or has been stolen; appraising the contents of your home or business after a flood, fire, or other insured loss. The appraisers at the Personal Property Appraisal Group will inspect and evaluate your lost or damaged item(s) to help determine that you receive accurate compensation for your personal property.
Household Content
The appraisers at The Personal Property Appraisal Group are often called in to appraise household contents to help settle an estate, a divorce, bankruptcy or another type of personal or business dissolution.
Some of the items that we commonly appraise are furniture, electronics, appliances, cars, trucks, motorcycles, RVs, boats, equipment, machinery, tools and other household items.
Charitable Donations- are there items in your home that you may want to get appraised to donate to a charity to get a tax deduction? Please give us a call to determine their eligibility.
Vehicle
MTO, OSAP, Bankruptcy, Charitable Donation and Insurance appraisals for cars, trucks, motorcycles, RVs (recreational vehicles), boats, general, construction and farm equipment and machinery are the Personal Property Appraisal Group’s specialty.
MTO Appraisals- Our appraisers can complete an appraisal for you for the MTO (Ministry of Transportation) for sales tax purposes. This type of appraisal is also called a Motor Vehicle Appraisal Record under the Used Vehicle Information Program for the Ministry of Finance. If you have a vehicle that is likely to be valued lower that the average price of comparable vehicles, due to higher that average mileage or excessive wear, then our appraisers may help to save you money!
OSAP Appraisals- has your school’s financial aid office requested that you get your car appraised in order for you to get a student loan under the Ontario Student Assistance Program? Our car appraisers can complete an appraisal to allow you to apply for OSAP.
Bankruptcy Appraisals- has your Trustee in Bankruptcy requested that you get an appraisal on your vehicle as part of your filing process. Please contact our appraisers to complete an appraisal for bankruptcy purposes for you.
Charitable Donations- Would you like to donate your car to charity and receive a tax deduction? Please give us a call to determine eligibility.
Insurance Appraisals- there are two common types of Insurance appraisals for vehicles:
Pre-Loss Insurance Appraisals- this type of appraisal is most often done for classic and specialty cars, trucks, motorcycles, RVs and boats that are unique. Please have our company appraise your vehicle as part of the process to gain insurance coverage for your vehicle. This type of appraisal will help to secure "19A Agreed Value" insurance coverage.
"19A Agreed Value" coverage is an agreement between you and your insurance company before a loss occurs. If your vehicle is in an accident or is stolen, the insurance company and the owner of the item already know the value of the vehicle. We recommend re-appraising your vehicle every three to five years or whenever you believe that your vehicle has increased in value and you would like increased insurance coverage.
Post-Loss Insurance Appraisals- also called After-Loss Insurance Appraisals. This type of appraisal applies after your vehicle is in an accident or is stolen and you did not have "19A Agreed Value" coverage on your insurance policy. The appraisers at the Personal Property Appraisal Group will inspect and evaluate your damaged or lost vehicle to help determine that you receive adequate compensation. Our appraisers prepare professional appraisal reports and are willing and able defend them in court if requested.
Estate
Anyone who has ever settled an Estate knows that it can be a demanding and tedious duty for the executor. Stress can be added if you have lost a loved one or if you live a distance away from the estate property.
Estates may also be divided or downsized in cases of divorce, bankruptcy, illness or for personal reasons.
The specialists at the Personal Property Appraisal Group have the knowledge and experience to help you with these matters to give you more time to do the things that are important to your life.
What services can we offer you?
- Appraising your personal property
- Listing and selling your Real Estate
- Finding your new home
- Working with the Executor, family members and beneficiaries
- Cleaning, light renovation, maintenance & staging the property for sale
- Sorting, packing & moving your belongings
- Appraising and donating items to charity to receive a tax deduction
- Shipping assets to family members
- Managing extra household items through donation, recycling and disposal
Our customers are astounded that the Personal Property Appraisal Group can simply their life by streamlining the sale of their home to allow them to move on to the next stage of their life.
Business
Bank Loan- The Personal Property Appraisal Group can appraise the tangible assets of a business to help in securing financing through a financial institution. Some examples of tangible business assets that we might appraise are; vehicles, machinery, equipment, furniture, tools and more.
Accountants- has your accountant depreciated your assets over the years and now your require an increase to your line of credit and your financial institution has requested an appraisal of your company’s assets? We can help!
Buying or Selling Business- When you are buying a business that includes tangible assets that need appraising please contact us.
Bankruptcy- If you are experiencing business or personal bankruptcy and you require your assets to be appraised please contact our appraisers.
Tax Relief- Have your company’s assets depreciated and are you looking for some tax relief? Please contact our appraisers if we can be of service to you.
Charitable Donations- Does your business have items to be appraised to donate to a charity? Please phone us to schedule an appointment to determine tax deduction eligibility.
Divorce
The Personal Property Appraisal Group employs competent appraisers who are specialists in valuing your personal property (your assets) in cases of Divorce and Separation.
We prepare professional appraisal reports that can be utilized by Lawyers, Judges and other legal professionals.
Our appraisers have attended mediation and court on behalf of our clients in the past.
Our appraisers are comfortable and willing to defend our appraisal reports in court.
